What Does American Finance Do With Your Personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security and Income
- Account Balances and Payment History
- Transaction History and Credit History
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons American Finance chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does American Finance share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes— |
Yes |
No |
|
For our marketing purposes— |
Yes |
No |
|
For joint marketing with other financial companies |
Yes |
No |
|
For our affiliates’ everyday business purposes— |
Yes |
No |
|
For our affiliates’ everyday business purposes— |
Yes |
Yes |
|
For our affiliates to market to you |
Yes |
Yes |
|
For non-affiliates to market to you |
Yes |
Yes |
To Limit Our Sharing
- Please call 214-948-7310
- Please use our contact form here
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Please call 214-948-7310 or use our contact form here
Who We Are
Who is providing this notice?
American Finance
What We Do
How does American Finance protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Additionally, personal information is shredded and employees receive training in properly handling personal information.
How does American Finance collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or Pay your bills
- Provide social security card or Show your Driver’s License
- Provide employment information
We also collect your personal information from others, such as: credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
State laws and individual companies may give you additional rights to limit sharing.
American Finance only accepts individual loan applications.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies involved in consumer finance.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliate Finance Service Providers: direct mail marketers, companies selling consumer products, law enforcement agencies, regulatory authorities, and those with legal authority.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include reputable companies for the purpose of informing you about products and/or services they offer.
Other important information
American Finance is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner by:
Phone: (800) 538-1579
Website: https://www.occc.texas.gov
E-mail: consumer.complaints@occc.texas.gov